Please read these Terms of Service carefully before using the Forte Financial website located at https://fortefinancial.com or any services provided by Forte Financial ("Company", "we", "us", or "our"). By accessing or using our website and services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

Forte Financial is a licensed mortgage broker providing mortgage-related services including but not limited to: mortgage consultations, loan origination assistance, and financial guidance for home buyers, investors, and individuals seeking refinancing options. We are licensed in Connecticut, New York, New Jersey, Massachusetts, Pennsylvania, Florida, North Carolina, South Carolina, Georgia, and Texas.

3. Mortgage Broker Disclosure

Forte Financial arranges loans with third-party providers. Forte Financial will not make any mortgage loan commitments or fund any mortgage loans. Forte Financial NMLS ID: 1892568. All loan products are subject to credit and property approval. Rates, terms, and availability are subject to change without notice.

4. Eligibility

You must be at least 18 years of age to use our services. By using our website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

5. Use of Website

You agree to use this website only for lawful purposes. You may not use the website in any way that could damage, disable, or impair the website, or interfere with any other party's use of the website. Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

6. Accuracy of Information

While we strive to provide accurate and up-to-date information, Forte Financial makes no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, or availability of the information on this website. Any reliance you place on such information is strictly at your own risk.

7. Not Financial Advice

The content on this website is provided for general informational purposes only and does not constitute professional financial, legal, or tax advice. You should consult with a qualified professional before making any financial decisions. Information provided through our social media channels, including TikTok, YouTube, and Instagram, is for educational purposes only.

8. Social Media and Automated Content

Forte Financial may use automated tools to create and distribute educational content across social media platforms including TikTok, Instagram, and Facebook. This content is for informational and marketing purposes only. Engagement with our social media content does not constitute a financial consultation or binding agreement.

9. Privacy Policy

Your use of our website and services is also governed by our Privacy Policy, which is incorporated by reference into these Terms of Service. Please review our Privacy Policy to understand our practices.

10. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Forte Financial and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

11. Limitation of Liability

To the fullest extent permitted by law, Forte Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of our website or services.

12. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

13. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes your acceptance of the new Terms.

14. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of law provisions.

15. Contact Us

If you have any questions about these Terms of Service, please contact us:

Forte Financial
96 Danbury Rd, Ridgefield, CT 06877
Phone: (475) 215-5401
Website: https://fortefinancial.com/contact-us/