Loan programs

The products we close.

We lead with bank-statement, DSCR, and HELOC. Everything else is here too.

Self-employed borrower
Lead product

Bank-statement / Non-QM

12- or 24-month statements for self-employed borrowers. Programs can go as high as $3 million.

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Investment property
Lead product

DSCR / investor

Cash-flow qualification for rentals and short-term rentals, including Airbnb and VRBO.

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Home interior
Lead product

HELOC

Can close in as little as 7 days, often with no appraisal. Draw what you need; pay interest on what you use.

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Buyers in front of a house

First-time / FHA

Low-down FHA purchases and first-time buyer guidance, including assistance when it fits.

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Couple viewing a home

Reverse mortgage

Home equity conversion for eligible homeowners 62 and older.

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Signing documents

FFF no-cost refinance

No initial credit pull. A free look at whether a refinance actually helps.

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Porch-front house

VA / USDA / 203(k)

Veteran, rural, and renovation loans.

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House model on a desk

Fix-and-flip / bridge

Short-term investor and buy-before-you-sell financing.

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